banksac.com is an independent comparison site for savings, current, salary, NRI and zero-balance accounts across India's banks. Here's who we are, how we work, and — since this is your money we're talking about — exactly how we make money.
banksac.com started from a simple frustration: opening a bank account meant either sticking with whatever bank was nearest, or spending a weekend cross-referencing PDFs from a dozen different banks just to find out who actually paid a competitive rate.
We built a single place where every account — savings, current, salary, NRI, zero-balance — is described using the same columns, so a 7% rate from a small finance bank and a 4% rate from a large private bank can actually be compared side by side, fees and all.
We're based in Ahmedabad and work directly with partner banks to keep listings current, while keeping the comparison itself independent of who pays us.
Since this affects whether you can trust what you see on this site, here it is plainly: we earn a referral fee from a bank when someone opens an account after clicking through from banksac.com. That's the whole model.
When you click "Apply" and successfully open an account through us, the bank pays banksac.com a one-time referral fee. This is standard for comparison sites and doesn't cost you anything extra.
Getting listed and appearing in comparison tables costs banks nothing. We don't charge for placement, and every eligible bank we can verify is listed regardless of whether they ever refer a customer to us.
Sort order in every table is driven by the column you click — highest rate, lowest balance, whatever you choose. No bank can pay to move up a ranking.
No bank can buy a better position. Sort order always follows the data, not the deal.
Rates are refreshed weekly against each bank's published sheet — stale numbers help no one.
Fine print gets translated, not buried. If a rate only applies above ₹5 lakh, we say so up front.
No fake urgency timers, no pre-checked opt-ins, no hiding the "skip" option. Comparison should feel calm.
Partner banks fill in their own account details — rate, minimum balance, fees, eligibility — through our partner portal, backed by an official rate sheet or brochure.
Submissions are checked against the supporting document before anything goes live — we don't publish self-reported numbers without a source to back them.
We ask partner banks to reconfirm or update their rate sheet weekly. Listings that go stale for too long are flagged for the user, not silently left outdated.
The same fields — rate, minimum balance, debit card, opening mode — are used for every account regardless of bank, so nothing is compared apples-to-oranges.
No sign-up required — browse all 46 banks and every account category right now.
